1217 Churchill St
Stockton, CA 95207

Investment Opportunity with Immediate Income Potential This 4-bedroom, 3-bathroom property presents a strong opportunity for investors looking for stable cash flow and long-term upside. The home offers 1,686 sq ft of living space on a 7,644 sq ft lot, with a functional layout that supports both traditional tenants and student housing demand. Current Rental Demand: Two active applications at $3,200 per month, providing immediate income potential upon acquisition. Located just minutes from University of the Pacific, this property is well-positioned for consistent rental demand, especially within the student housing market. The area offers close proximity to shopping, dining, and parks, making it attractive for both students and long-term tenants. The property has a proven track record, previously generating $34,800 annually as fully leased student housing. Investors also have flexibility to continue operating it as a single-family rental or optimize returns through a room-by-room leasing strategy. Financing Advantage: This property qualifies for DSCR financing at a 1:1 ratio with as little as 20% down, making it accessible for investors looking to scale. The large backyard and detached garage provide additional value-add potential, including the opportunity for an ADU or garage conversion, subject to buyer verification, which could further increase rental income and overall property value. Seller is willing to provide a CREDIT toward the roof, assist with an interest rate buydown, and has completed inspection reports available upon request, allowing buyers to move forward with clarity and confidence. For buyers considering owner-occupancy, this home also works well as a primary residence. The layout offers comfortable living areas, a spacious kitchen, and four full bedrooms that provide flexibility for family, guests, or a home office, all in a convenient North Stockton location. Some images have been virtually staged or digitally enhanced, including landscaping modifications, in compliance with California Assembly Bill 723, and are for illustrative purposes only.